Interchange varies for each transaction and is based on a combination of 1. what kind of business you are in (ex. grocery store, gas station, phone company) 2. what kind of card was used (ex. mastercard, visa, debit, rewards) and 3. how the transaction was processed (ex. swiped, entered online). The data below is also only for online businesses that use address verification and the 3-digit security code on most transactions. It is based on the aggregated data of a few of our customers and should be reasonably representative for similar businesses. I will try to post something similar for offline businesses when I have a chance.
| Card Type | Interchange Category | Share % | Rate % | Per item |
| Mastercard | Internet Merit | 10 | 1.89 | 0.10 |
| Enhanced Merit | 9 | 2.04 | 0.10 | |
| Merit Debit Internet | 8 | 1.64 | 0.16 | |
| Worldcard Merit | 4 | 2.05 | 0.10 | |
| Corporate cards | 2 | 2.32 | 0.10 | |
| International cards | 2 | 1.69 | 0.10 | |
| “Standard” Internet Debit | 1 | 1.90 | 0.25 | |
| “Standard” Internet Credit | 1 | 2.95 | 0.10 | |
| Mastercard | Total / Average | 37 | 1.93 | 0.11 |
| Visa | CPS E-commerce Debit | 25 | 1.60 | 0.15 |
| CPS E-commerce Credit | 17 | 1.85 | 0.10 | |
| CPS E-commerce Rewards | 15 | 1.90 | 0.10 | |
| EIRF Credit | 3 | 2.30 | 0.10 | |
| EIRF Debit | 2 | 1.85 | 0.10 | |
| Visa | Total / Average | 63 | 1.78 | 0.12 |
| Total | 100 | 1.84 | 0.12 |
